The graduated payment method (GPM) is the opposite of the normal form of ARM (adjustable rate mortgage). This form of mortgage allows borrowers to recieve a fixed home mortgage rate for one year, but then it changes from one year to the next. GPMs are available in 30 and 15 year intervals with both conformed and jumbo mortgage loans with the fixed mortgage rate and the graduation of payments each year. for further questions on the GPM, contact the mortgage professionals at Boston Mortgage Loans .com.

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